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Do it Yourself Bankruptcy |
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So you decide to declare bankruptcy and contact several companies to inquire about filing only to be told you must pay up to $3000 to file bankruptcy. Forgive me but if your already in DEBT it maybe hard to come up with the money to pay this. Did you know that if you don't have any property, businesses, or other complicated assets that you can do your bankruptcy yourself. When you file bankruptcy yourself the only fees you pay are the actual filing costs with average around $300. You can pay this $300 in installments but your case can not be discharged until you have paid the complete filing fee. To get started first you must obtain a copy of all 3 of your credit reports to ensure that you have all the accounts you want to include on your bankruptcy. Next you download the appropriate blank bankruptcy packets complete with instructions. Follow the instructions to ensure that you include all the necessary information they ask regarding your personal information and information regarding your creditors. After your packet is complete go online to find the closest Bankruptcy court to your home. Contact your local office to get the exact requirements for filing in your district. Once you find the location you can take your bankruptcy packet to the filing office. They will process your paper work and then you get a court date. This is only recommended for consumers who don't have a huge amount of debt but are still considering bankruptcy.
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